Unlocking Possibilities. Inspiring Hope.

Renting vs. Buying: Which is Right for You?

We believe homeownership builds wealth, security, and stability. Let’s explore how buying a home could move you forward—faster.

Want to see the difference in renting vs. buying? Receive your custom analysis by clicking the button below to schedule a consultation

Two paths. One decision. See how owning a home builds long-term stability, savings, and security over time.
The chart shows a cost comparison for a renter and a homeowner over a 7-year period. The renter starts out paying $800 per month with annual increases of 5% The homeowner purchases a home for $110,000 and pays a monthly mortgage of $1,000. After 6 years, the homeowner's payment is lower than the renter's monthly payment. With the tax savings of homeownership, the homeowner's payment is less than the rental payment after 3 years.

Temporary to Transformational

Renting may offer flexibility, but it often leads to higher long-term costs, less stability, and no opportunity to build equity. At CLG, we believe homeownership is more than just a financial decision. It provides a strong foundation for your future. We’ll help you understand your options clearly so you can make the choice that aligns with your goals, your family, and your finances.

Side-by-Side Comparison – Buy vs. Rent

We believe in helping you understand the long-term picture—not just today’s costs.

Mortgage Calculator:
Compare Monthly Rent vs. Potential Mortgage

Enter your current rent and desired home price to compare what buying could mean for your budget.

mortgage payment

California Lending Group (CLG) Can Help You Decide

You don’t have to figure it all out alone. At CLG, we guide you every step of the way without pressure or confusion. Whether you’re ready now or just exploring your options, we’re here to help.

"Shawn and the California Lending Group team were incredible to work with. He was beyond kind and extremely knowledgeable. As a first time home buyers we had dozens of questions floating through our mind. Shawn kindly answered each question and made the entire process simple for us. He is as good as it gets! Stop looking around, Shawn IS the MAN for the job!" 

Let's See if Buying Makes Sense for You

At CLG, your journey is our priority. Let’s unlock possibilities—and maybe even your front door ☺

Frequently Asked Questions (FAQs)

How do I know if I qualify for a mortgage?

A quick pre-approval with CLG will show how much you can borrow and why.

Many loan options require less than 20% down. We will help you find the best fit.

Yes. We look at your full financial picture and help you navigate your options.

We offer loan programs tailored for shorter timelines and future flexibility