Foreclosure is a serious and often emotional topic. If you’re worried about falling behind on your mortgage or just want to understand the process, you’re not alone, and you’re not out of options. This guide offers clear information about what foreclosure is, how it works, and what steps you can take to prevent it or respond if you’re at risk.
We believe that knowledge, support, and early action can protect your path to homeownership.
Foreclosure is the legal process a lender uses to recover the remaining balance of a mortgage when a borrower stops making payments and defaults on their loan. If unresolved, it can result in the borrower losing their home.
Foreclosure impacts your credit, financial standing, and future ability to buy another home. However, with early communication and the right strategy, it can often be avoided.
Facing hardship doesn’t mean you’re out of options. Let’s explore your next steps together.
We believe in long-term relationships, and that means standing by you in tough times, not just during closing. If you’re at risk of foreclosure or simply want to explore your options, we’re here to help.